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Credit Reporting - A great way to get their credit rating back up to where it should be after theyve finished school is by getting a school-consolidation loan. Essentially, with a school-consolidation loan, theyll be able to pay back all of their original loans or only had to pay this single new school-consolidation loan.
Credit Reporting - A monthly budget has always been a good tactic to handle overspending. At the beginning of the month expenditure list must be made. This works as a guideline throughout the month and also a corrective parameter. A budget is not a very complex document. The sources of income and expenditure have to be listed and then it has to be calculated which exceeds which and by how much?
Credit Reporting - A recent article in the November 2006 issues of Reader's Digest reported that fraud is estimated to account for as much as ten percent of all health care costs
including medical identity theft. An insurance card is like a Visa card with a $1 million spending limit, says Byron Hollis, national anti-fraud director of the Blue Cross and Blue Shield Association. The most frightening part of this article is the fact that organized crime rings are realizing how lucrative identity theft is and are adding a new dimension to the problem.
Credit Reporting - A variable-rate mortgage is where the interest rate of the loan changes over the course of the mortgage term. The variable rate mortgage is usually tied to the prime rate of lending available to banks or set by the Federal Reserve Bank in Washington, D.C. At that time the prime rate is lowered, there is a good chance they will save money with a variable interest rate loan. But, at that time the rates go up, the cost of a variable rate mortgage goes up, or this could be a very trying event to those who were on a tight budget as they try to pay their monthly mortgage.
Credit Reporting - A: Usually, any type of credit info, good or bad, stays on your file for seven years from the time of occurrence, or when the account is paid in full or is closed.